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Funeral Products

Affordable funeral cover for you and your family — simple, digital, and trusted.

Choose the plan that suits your needs. All smartMI funeral cover options are 100% digital, require no medicals, and offer fast claims payouts for peace of mind when it matters most.



Single R20k Cover

Ideal for: Individuals without dependents


Cover for one person

Ages 18-79

R20,000 cover

FromR71 per month

Family R20k Cover

Ideal for: Parents with children



Cover for a family (member + spouse + up to 6 children)

Ages 18-79

R20,000 per adult

FromR137 per month

Single R30k Cover

Ideal for: Individuals wanting higher payout


Cover for one person

Ages 18-74

R30,000 cover

FromR85 per month

Family R30k Cover

Ideal for: Families needing extra support


Cover for a family (member + spouse + up to 6 children)

Ages 18-74

R30,000 per adult

FromR172 per month

All Products Include

Fast claim payout

No medical exams or paperwork

Cover for you, spouse, children & extended family

Nationwide cover with regulated provider (FSP 44497, POPIA compliant)

From just R55 per month

Trusted by South African Families

Here’s what real South African families say about smartMI — their peace of mind, our promise.


Tutu - Jun 2024

"Helpful and very informative. Patient and quick to respond when needed telephonically - very friendly and easy to approach"

Martha M - Nov 2024

"Effective at any given time and reach out for its customers"

Happy with smartMI? Leave us a review and help other South African families make smart choices.

Review smartMI

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   Thank you for supporting smartMI 👏 We look forward to hearing from you. 


   Ready to get covered, get a quote here?


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