Terms and Conditions
This page outlines the terms and conditions of our Funeral Insurance products and the use of our website. By accessing our website or using our products, you agree to comply with these terms.
Please read them carefully.
- Maximum entry age may not exceed 79 years.
- Family cover included cover for the member, one spouse and six dependent children under the ages of 21 years.
- In the event of the death, other than accidental death of any insured life or extended family member, a waiting period of 6 months from the inception date of the policy in respect to the full payment of benefits apply.
- Should the insured amount be increased at any time, a new waiting period may apply to the increased portion of the insured amount.
- Accidental death will be covered after the first premium has been received.
- Death as a result of suicide is excluded for 12 months from the inception date of cover.
- An annual premium increase of 10% and benefit increase of 6% is included.
- Privacy Policy: We value your privacy and handle your personal information in accordance with our Privacy Policy. Please refer to our separate Privacy Policy for more details.
- A complete list of the Terms and Conditions will be provided with the application
If you have any questions or concerns, please contact us at the provided contact information.
smartMI (Pty) Ltd registration number 2013/002423/07
Authorised financial service provider FSP 44497
(c) 2024 smartMI (Pty) Ltd. All rights reserved
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